Since 1987 Financial advisor, wills/estates/pension planning for incorporated professionals and small business owners. Seminar coordinator for Personal Pension Plan education. Specialize in family dynamics and personal interests relating to family owned businesses. Licenses: Life & disability insurance; Experience, former branch manager Victoria financial services firm & former real estate company owner. Lifelong Islander 3 sons 6 grandchildren 5 great-grandchildren. Not too busy to care.